{"id":325,"date":"2011-08-28T04:22:44","date_gmt":"2011-08-28T04:22:44","guid":{"rendered":"http:\/\/www.westcoastbk.com\/blog\/?p=325"},"modified":"2012-09-12T06:46:23","modified_gmt":"2012-09-12T06:46:23","slug":"how-to-file-a-low-cost-bankruptcy-with-a-san-mateo-county-lawyer","status":"publish","type":"post","link":"https:\/\/www.westcoastbk.com\/blog\/2011\/08\/how-to-file-a-low-cost-bankruptcy-with-a-san-mateo-county-lawyer\/","title":{"rendered":"How to File a Low Cost Bankruptcy with a San Mateo County Lawyer"},"content":{"rendered":"

By Ryan C. Wood<\/a><\/p>\n

To file a low cost bankruptcy in San Mateo County choose West Coast Bankruptcy Attorneys.\u00a0 The first issue to resolve is whether filing for bankruptcy protection is in your best financial interest.\u00a0 During your free consultation, and not all attorneys will provide their time for free, we will discuss your income, expenses and assets to determine if you qualify to file a chapter 7 bankruptcy, or if there is a reason why filing a chapter 13 case would be best.\u00a0 In most chapter 7 and chapter 13 cases you will be able to keep all of your stuff like household goods, vehicles and other assets.\u00a0 After determine that bankruptcy is an option that can help you we will discuss the costs to file bankruptcy.<\/p>\n

Reasonable Attorney Fees<\/span><\/strong><\/p>\n

All of our attorney fees are extremely reasonable and they are flat fees.\u00a0 You may call us a hundred times with a hundred questions and the amount you pay us will be the amount you agree to in the retention agreement.\u00a0 Some attorneys will charge you for each call or limit you to only a few phone calls.\u00a0 Not only do we not limit your contact with us, but you will speak to an actually attorney to have your questions answered.\u00a0 You should not accept have to speak with unlicensed and inexperienced paralegals or legal assistants.\u00a0 You should not be paying $2,000 or more in attorney fees for a no asset Chapter 7 bankruptcy case.<\/p>\n

Least Expensive Required Courses and Credit Reports<\/span><\/strong><\/p>\n

The reforms of the Bankruptcy Code in 2005 require that two courses be completed when filing for bankruptcy.\u00a0 The first course must be completed before the bankruptcy case is filed.\u00a0 The second course is completed after the case is filed.\u00a0 At West Coast Bankruptcy Attorneys we do not increase the cost of these courses to make more money.<\/p>\n

1.<\/strong> Credit Counseling Course \u2013 FREE or $5.00 Per Person<\/span><\/strong><\/p>\n

The first course, Credit Counseling, must be completed before your bankruptcy case is filed. We have found a Court approved provider of the Credit Counseling course for FREE if your income is less than the median income for the number of people in your household. Other attorneys will not only charge you for the course, but increase the fee for the course by $20-$30 so that they pocket some money each time a client of theirs completes the course. We believe this is wrong and a disservice to our clients in their time of greatest need.<\/p>\n

2. <\/strong> Financial Management Course<\/span><\/strong><\/p>\n

The second course, Financial Management Course, must be completed within 45 days of the Meeting of the Creditors. See the Chapter 7 Time Line or Chapter 13 Time Line for all the steps necessary to complete the bankruptcy process. At West Coast Bankruptcy Attorneys we are constantly searching for the lowest prices for this course. We have found a Court approved provider of this course for $9.99 per person. Again, other attorneys will not only charge you for the course, but increase the fee for the course by $20-$30 so that they pocket some money each time a client of theirs completes the course. We believe this is wrong and a disservice to our clients in their time of greatest need.<\/p>\n

3.<\/strong> Credit Reports<\/span><\/strong><\/p>\n

At West Coast Bankruptcy Attorneys we only charge are clients exactly what it costs us to obtain your credit report from all three credit bureaus. Again, other attorneys will not only charge you for the credit report, but increase the fee for the credit report by $20-$60 so that they pocket some money each time a client they obtain a credit report for their clients. We believe this is wrong and a disservice to our clients in their time of greatest need.<\/p>\n

At West Coast Bankruptcy Attorneys we are committed to providing the best bankruptcy experience for the lowest cost possible.\u00a0 We do not increase the costs of the required courses or credit reports to pocket extra money. Call us now toll free at 1-877-9NEW-LIFE to start your new life without your burdensome debts.\u00a0 Visit our Redwood City bankruptcy lawyers<\/a> or Fremont bankruptcy lawyers<\/a> on-line now.<\/p>\n","protected":false},"excerpt":{"rendered":"

To file a low cost bankruptcy in San Mateo County choose West Coast Bankruptcy Attorneys. The first issue to resolve is whether filing for bankruptcy protection is in your best financial interest. During your free consultation, and not all attorneys will provide their time for free, we will discuss your income, expenses and assets to determine if you qualify to file a chapter 7 bankruptcy, or if there is a reason why filing a chapter 13 case would be best. In most chapter 7 and chapter 13 cases you will be able to keep all of your stuff like household goods, vehicles and other assets. After determine that bankruptcy is an option that can help you we will discuss the costs to file bankruptcy.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[26],"tags":[],"_links":{"self":[{"href":"https:\/\/www.westcoastbk.com\/blog\/wp-json\/wp\/v2\/posts\/325"}],"collection":[{"href":"https:\/\/www.westcoastbk.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.westcoastbk.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.westcoastbk.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.westcoastbk.com\/blog\/wp-json\/wp\/v2\/comments?post=325"}],"version-history":[{"count":5,"href":"https:\/\/www.westcoastbk.com\/blog\/wp-json\/wp\/v2\/posts\/325\/revisions"}],"predecessor-version":[{"id":728,"href":"https:\/\/www.westcoastbk.com\/blog\/wp-json\/wp\/v2\/posts\/325\/revisions\/728"}],"wp:attachment":[{"href":"https:\/\/www.westcoastbk.com\/blog\/wp-json\/wp\/v2\/media?parent=325"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.westcoastbk.com\/blog\/wp-json\/wp\/v2\/categories?post=325"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.westcoastbk.com\/blog\/wp-json\/wp\/v2\/tags?post=325"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}