If you are facing foreclosure, if you have fallen behind on your mortgage payments or are having trouble making your mortgage payments, bankruptcy will stop foreclosure of your home and even allow you to get rid of underwater second mortgages or equity lines of credit.
Save Your Home From Foreclosure
Get Rid of a Second and Third Mortgage or Line of Credit
When your bankruptcy petition is filed, an automatic stay will go in effect and stop all foreclosure proceedings. The Law Offices of Lin & Wood will sit down with you during a Free Consultation and discuss how the bankruptcy laws can help your situation. Depending upon your income, expenses and assets, a Chapter 13 bankruptcy or Chapter 7 bankruptcy can help you keep your home. Do not wait until you receive a notice of default to contact one of our Redwood City bankruptcy lawyers.
Chapter 7 Bankruptcy and Houses
If you are current with your mortgage payment or having trouble making your mortgage payment because of credit card debt or other debts, in most cases, a Chapter 7 Bankruptcy will allow you to keep your home and Discharge your Unsecured Debt. After the Chapter 7 bankruptcy filing you will be able to afford your monthly mortgage payment and keep your home.
Chapter 13 Bankruptcy and Houses
If you are behind multiple mortgage payments, Chapter 13 will allow you to catch up on the missed payments, get rid of a second mortgage or line of credit, third mortgages, keep your home and Discharge all or most of your credit card and other Unsecured Debt.
Ryan C. Wood and Kitty J. Lin are proud to be bankruptcy attorneys and bankruptcy lawyers serving residents of the Bay Area in need to debt relief. We have filed hundreds and hundreds of bankruptcy cases, discharging millions of dollars of debt and saving houses and cars from foreclosure and repossession.
With offices in Redwood City, San Francisco, San Jose, Fremont, Oakland and we represent clients throughout the Bay Area including bankruptcy lawyers in Oakland, San Mateo County, Santa Clara County, Alameda County, Contra Costa County, Burlingame, Daly City, Foster City, Half Moon Bay, Millbrae, Pacifica, bankruptcy attorneys in Redwood City, San Bruno, San Mateo, South San Francisco, Cupertino, Gilroy, Los Gatos, Milpitas, Mountain View, Palo Alto, Santa Clara, Sunnyvale, Concord, Danville, Martinez, Pittsburg, Pleasant Hill, Richmond, San Pablo, San Ramon, Walnut Creek, Berkeley, Dublin, Hayward, Livermore, Pleasanton, San Leandro and Union City.