Schedule a free consultation with our experienced attorneys and find out how to stop repossession today. Bankruptcy will prevent repossession of your car or truck and could even allow you to pay less for the vehicle. Schedule a FREE PHONE CONSULTATION or FREE OFFICE CONSULTATION with our experienced attorneys to get repossession help and find out if bankruptcy is right for you. We have offices throughout the Bay Area for your convenience. 1-877-963-9543
Stop Repossession and Reduce the Amount Owed on Your Car Loan and Interest Rate
If you purchased your vehicle at least 910 days prior to filing the bankruptcy case you can pay what the vehicle is worth and not what you owe on the loan. Most vehicle loans become upside down quickly after purchase depending upon how much you put down at the time of purchase. If you owe $15,000 and the vehicle is only worth $8,000, you will only pay $8,000 in a chapter 13 bankruptcy and own the vehicle upon completion. This is a significant savings and will make the vehicle much more affordable. If you are having trouble making the monthly payment this will lower the monthly payment and allow you to keep the car.
Stop Repossession and Get Your Car Back
Even if your car is already gone you must be provided notice that the vehicle is going to be sold at auction. If you file bankruptcy it will stop the auction of your car and the car should be returned to you. You must act fast and there could be additional fees to recover the vehicles.
One of the worst feelings is walking out of your home or the supermarket and walking to where you parked your car and it is not there. This does not have to be you. Filing bankruptcy will make sure your vehicle is not repossessed and even allow you to catch up on the missed payments. Filing a chapter 13 bankruptcy could even reduce the amount you owe on your loan and interest rate.
With offices in Redwood City, San Francisco, San Jose, Fremont and Oakland we represent clients throughout the Bay Area including San Mateo County Bankruptcy Lawyers, Santa Clara County, Alameda County, Contra Costa County, Burlingame, Daly City, Foster City, Half Moon Bay, Millbrae, Pacifica, Redwood City, San Bruno, San Mateo, South San Francisco, Cupertino, Gilroy, Los Gatos, Milpitas, Mountain View, Palo Alto, Santa Clara, Sunnyvale, Concord, Danville, Martinez, Pittsburg, Pleasant Hill, Richmond, San Pablo, San Ramon, Walnut Creek, Berkeley, Dublin, Hayward, Livermore, Pleasanton, San Leandro and Union City.