Orange County Office
Orange County Bankruptcy Attorneys
West Coast Bankruptcy Attorneys has two outstanding lawyers to assist with all of your Chapter 13 bankruptcy and Chapter 7 bankruptcy needs. Many people mistakenly attempt to file bankruptcy petitions without the assistance of an experienced Orange County bankruptcy lawyer. As the old saying goes, "You get what you pay for."
As consumer bankruptcy attorneys, we are committed to providing the best experience for a reasonable fee. While you may save some money upfront by filing a bankruptcy petition yourself, the consequences of not seeking the counsel from an experienced attorney can result in the loss of your house, car, household goods, jewelry, and even clothing. In most Chapter 7 bankruptcy cases, all of your assets can be protected by California State exemptions. Orange County bankruptcy lawyers know that there are two sets of exemptions that can be used to protect assets. Knowing which set of exemptions to use requires a reliable attorney to make sure all your assets are protected. If all assets are not protected, then the Chapter 7 trustee or Chapter 13 trustee may take the asset, sell it, and then use that money to pay creditors. In Orange County the trustee will want the equivalent of your assets that cannot be protected to be paid in your Chapter 13 bankruptcy plan. Depending upon your income, expenses and assets, your attorney will determine what the payment should be. The Chapter 13 plan payment as formulated by your bankruptcy attorney could be as little as $100.00 per month for three or five years, or a larger payment if you need to pay mortgage arrears. Contact one of our Orange County bankruptcy lawyers now to schedule a free consultation.
By Ryan C. Wood