Burlingame Bankruptcy Lawyer
Bankruptcy is not a bad word. It is a sound decision when unmanageable debts are drowning you each month. Our experienced Burlingame bankruptcy lawyers will spend up to an hour during your FREE consultation or FREE PHONE consultation discussing how bankruptcy can help your situation. All of our consultations are free and with experienced attorneys. You deserve a fresh start and lead a happy life. Call us toll free at 1-877-963-9543 to make an appointment. Weekend and evening appointments are available.
Meet our attorneys: Ryan C. Wood and Kitty J. Lin
We are committed to providing you with the best bankruptcy experience for a reasonable fee.
The strongest part of filing bankruptcy is the automatic stay. As soon as your bankruptcy case is filed the automatic stay takes effect stopping any and all collection action against you. It stops foreclosures, lawsuits, garnishment, repossessions and the harassing phone calls. The automatic stay is the backbone of the bankruptcy process. When you file bankruptcy the one point of contact for all the companies or people you owe money to is the bankruptcy court. The bankruptcy process makes sure that everyone is treated fairly. This includes the person filing bankruptcy and those that are owed money. If a violation of the automatic stay takes place the bankruptcy court has the power to sanction that party.
Many of our clients are fearful about the one appearance they need to make once the bankruptcy case is filed. The 341 meeting of the creditors is schedule approximately thirty to forty-five days after the bankruptcy case is filed. The meeting of the creditors is administered by the trustee assigned to your bankruptcy case. The trustee will ask a series of questions verifying information in the bankruptcy petition and questions about your income, expenses and assets. The hearing is not before the judge assigned to your case and will normally last approximately five minutes. You will need a valid identification card and proof of your social security number for the meeting. We appear with you as well. Very few creditors ever show up at the meeting given that they have no grounds to object to the discharge of the debts included in the bankruptcy.
By
Ryan
C. Wood