Garnished Wages Laws
Garnished wages law is different from state to state, but bankruptcy is under federal law and will stop the garnishment of your wages. Bankruptcy can also discharge your debts once and for all. Call us today to schedule a FREE PHONE CONSULTATION or FREE OFFICE CONSULTATION with our experienced bankruptcy attorneys Ryan C. Wood and Kitty J. Lin and find out if bankruptcy is right for you. 1-877-963-9543
Meet our attorneys: Kitty J. Lin and Ryan C. Wood
We are committed to providing you with the best bankruptcy experience for a reasonable fee.
Each state has passed laws to govern how your wages can be garnished. The federal government sets the bare basic requirements that must be met and each state can then choose how to implement federal law. The good news is that the bankruptcy code is federal law and applies universally to each state and their garnishment laws. The automatic stay takes effect when you file bankruptcy. The automatic stay stops any and all collection actions against you including garnishment of wages.
During your free consultation we will discuss your income, assets and expense to make sure you qualify to file a chapter 7 bankruptcy case and get rid of the debts forever. We will quote you a reasonable fee and discuss next steps. If your wages are about to be garnished or are currently being garnished we will want to file your case as soon as possible. If you retain our services we will provide you with a list of the documents we need to draft a complete and accurate petition for relief on your behalf. Once you provide us with the documents and attorney fees your will need to complete the first required course, credit counseling ($5.00 on-line). We will then review the petition and it will be filed. Once the case is filed the wage garnishment will stop and we will forward notice of the bankruptcy case to the levying officer, the law firm garnishing your wages and your pay roll department to make sure everything is stopped.
With offices in Redwood City, San Francisco, San Jose, Fremont and Oakland we represent clients throughout the Bay Area including San Mateo County, Santa Clara County, Alameda County, Contra Costa County, Burlingame, Daly City, Foster City, Half Moon Bay, Millbrae, Pacifica, Redwood City, San Bruno, San Mateo, South San Francisco, Cupertino, Gilroy, Los Gatos, Milpitas, Mountain View, Palo Alto, Santa Clara, Sunnyvale, Concord, Danville, Martinez, Pittsburg, Pleasant Hill, Richmond, San Pablo, San Ramon, Walnut Creek, Berkeley, Dublin, Hayward, Livermore, Pleasanton, San Leandro and Union City.