How to Stop Garnishment of Wages?
There are a number of answers to the question “How to Stop Garnishment of Wages?” Filing for bankruptcy will stop the garnishment of your wages and discharge your debts once and for all. Find out how bankruptcy can help by scheduling a FREE PHONE CONSULTATION or FREE OFFICE CONSULTATION and find out if bankruptcy is right for you. 1-877-963-9543
Meet our attorneys: Kitty J. Lin and Ryan C. Wood
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Bankruptcy will absolutely stop wage garnishment. There are other ways to stop the garnishment, but those involve satisfying the judgment obtained against you. Unfortunately most people do not have the money to do that or they would have paid off the debt a long time ago. So what now? Bankruptcy is a solution. You may have other debts that you need help with too. When filing bankruptcy you must disclose all of your debts, income and assets in the bankruptcy petition. So if you have other debts as well the filing of bankruptcy will not only stop and get rid of the wage garnishment but your other debts too. During your free consultation we will discuss your income, expenses and assets to determine if you qualify to file a chapter 7 bankruptcy case. If you qualify, then all of your eligible unsecured debts can be discharged in the case. If you do not qualify, then we will need to file a chapter 13 bankruptcy case. In chapter 13 you are required to pay back what you can afford each month to your creditors. The more disposable income you have each month the higher your monthly chapter 13 plan payment will be. The monthly chapter 13 plan payment could be as little as $150 a month depending upon the circumstances and jurisdiction you are filing your case in. Each jurisdiction has a different chapter 13 trustee assigned to administer the chapter 13 plan. Each chapter 13 determines how to administer the bankruptcy cases a little different than others.
With offices in Redwood City, San Francisco, San Jose, Fremont and Oakland we represent clients throughout the Bay Area including San Mateo County, Santa Clara County, Alameda County, Contra Costa County, Burlingame, Daly City, Foster City, Half Moon Bay, Millbrae, Pacifica, Redwood City, San Bruno, San Mateo, South San Francisco, Cupertino, Gilroy, Los Gatos, Milpitas, Mountain View, Palo Alto, Santa Clara, Sunnyvale, Concord, Danville, Martinez, Pittsburg, Pleasant Hill, Richmond, San Pablo, San Ramon, Walnut Creek, Berkeley, Dublin, Hayward, Livermore, Pleasanton, San Leandro and Union City.