Bankruptcy Attorney
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Concord Bankruptcy Lawyer

Schedule a FREE consultation today and find out if the bankruptcy laws can help you. Let the experienced Concord bankruptcy lawyers of West Coast Bankruptcy Attorneys make your bankruptcy easy and stress free. As the largest city in Contra Costa County, Concord deserves the personal service and low cost bankruptcy services we offer. Our fees are very reasonable and based upon the amount of work in your in particular case. Concord is located approximately 31 miles east of San Francisco.

Concord Bankruptcy Office

Oakland Office (Satellite)
1300 Clay Street
Suite 600
Oakland, CA 94612

Toll Free: 1-877-9NEW-LIFE
Fax: 650-366-4875

Free No Obligation Consultation

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One of the biggest myths about bankruptcy is that you cannot keep your stuff or personal property. That is entirely not true. Not only can you keep your prized lazy boy chair, but you can keep your house, your cars, your hobby equipment and tools of trade. California has generous exemptions to let your keep the things you own. If you have a paid in full Ferrari, 30 carat diamond ring that even Britney Spears would envy or some other valuable asset we have a problem. There are no bankruptcy exemptions to protect assets with such high values except for the equity in your home. California has a homestead exemption to protect as much as $175,000 in equity in your home depending upon the circumstances. This is why retaining an experienced Concord bankruptcy lawyer to represent you in your Chapter 7 bankruptcy or Chapter 13 bankruptcy.

If your assets are not properly protected then you could lose the asset when filing for bankruptcy protection. In a Chapter 7 bankruptcy any assets that cannot be protected will become part of the bankruptcy estate. The Chapter 7 trustee assigned to your case will then sell the asset and use the money to equally distribute to your creditors. In a Chapter 13 bankruptcy any asset that cannot be protected can be kept, but the equivalent value of the asset must be paid to your creditors in the Chapter 13 plan. Many believe that filing a Chapter 13 bankruptcy is worse than a Chapter 7 bankruptcy. Filing a Chapter 13 bankruptcy requires you to pay to your creditors what you can afford and nothing more.