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Los Gatos Bankruptcy Lawyer

Life after bankruptcy realistically is not too much different than life before bankruptcy. Our Los Gatos bankruptcy lawyers will discuss what is necessary to continue to live life, just without burdensome debt. The unfortunate reality is that most people are one unfortunate life occurrence from having to file for bankruptcy protection. Sometimes it is a lost job, an illness, a lawsuit or the realization that it is time to live life a little differently.

Los Gatos Bankruptcy Office

San Jose Office (Satellite)
111 North Market Street
Suite 300
San Jose, CA 95113

Toll Free: 1-877-9NEW-LIFE
Fax: 650-366-4875

Free No Obligation Consultation

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A common issue that arises in many bankruptcy cases is the payments made to creditors prior to the bankruptcy case being filed. These payments could be called preference payments. The reason why these payment could be called preferences are that you may have only paid one creditor and not another. Bankruptcy is a system of priorities that attempt to treat those who are owed money equally depending upon the priority of the debt owed. If you pay American Express $1,000 and do not pay Discover anything during the three months prior to the bankruptcy case being filed, the bankruptcy code says that Discover is entitled to an equal share of the $1,000 paid to American Express. This only applies to payments made three months prior to the bankruptcy case being filed that total $600 or more. Most of the time this is not an issue because credit card payments have been stopped far longer that during the three months prior to the bankruptcy case being filed.

Los Gatos is located in Santa Clara County and nestled in the foothills of the Santa Cruz Mountains. Los Gatos has a number of community events throughout the each year for the public to enjoy. One of them is music in the park. The public may bring picnic items to eat as well as beer and wine. Los Gatos also holds an annual community garage sale to try and reduce the amount of unwanted household items that will find their way into a landfill. Los Gatos schedules a Saturday during the Fall in which it is encouraged to hold a block sale or garage sale. Los Gatos also has second chance day donation drive to and promote the reuse of everyday items and to donate items for reuse instead of filling landfills with perfectly good household items. Call today for a free bankruptcy consultation in 95030, 95031, 95032 and 95033 zip codes.