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State Garnishment Laws

State garnishment laws govern the procedure to garnish wages under the umbrella of federal law. Up to 25% of your net wages can be ganished. Bankruptcy will stop the garnishment of your wages and discharge your debts once and for all. If your payroll department has been served with an earnings withholding order it is only a matter of time before your wages will be garnished. Schedule a FREE PHONE CONSULTATION or FREE OFFICE CONSULTATION and find out if bankruptcy is right for you. 1-877-963-9543

Meet our attorneys: Kitty J. Lin and Ryan C. Wood

We are committed to providing you with the best bankruptcy experience for a reasonable fee.

Chapter 7 Bankruptcy

Low Cost Bankruptcy

Get Rid of a Second Mortgage or Equity Line of Credit

Chapter 13 Bankruptcy

What is Bankruptcy?

Save Your Home From Forclosure

Millions of Americans have filed for bankruptcy protection over the last six years for thousands of different reasons. One of the most common is unmanageable credit card debts and a judgment being obtained against them. Unfortunately many of our clients are no different. Once your wages start to be garnished it is very crippling. Like almost everyone we all need our hard earned wages each month to continue to pay our bills to just live. The good news is that bankruptcy can help. As soon as the petition for bankruptcy protection is filed the automatic stay takes effect and stops any and all collection actions against you. We will notify your payroll department, the levying officer and the law firm that is garnishing your wages of the bankruptcy filing the same day your bankruptcy is filed. If the filing of the case is only a day or two before you are to be paid it may not stop the garnishment. Most payroll departments need notice at least five days prior to the pay date to stop it.

During your free consultation we will discuss your income, expenses and assets to determine if you qualify to file a Chapter 7 bankruptcy or if we need to file a chapter 13 bankruptcy case to help you. Call us toll free at 1-877-963-9543 to schedule a free consultation.

With offices in Redwood City, San Francisco, San Jose, Fremont and Oakland we represent clients throughout the Bay Area including San Mateo County, Santa Clara County, Alameda County, Contra Costa County, Burlingame, Daly City, Foster City, Half Moon Bay, Millbrae, Pacifica, Redwood City, San Bruno, San Mateo, South San Francisco, Cupertino, Gilroy, Los Gatos, Milpitas, Mountain View, Palo Alto, Santa Clara, Sunnyvale, Concord, Danville, Martinez, Pittsburg, Pleasant Hill, Richmond, San Pablo, San Ramon, Walnut Creek, Berkeley, Dublin, Hayward, Livermore, Pleasanton, San Leandro and Union City.